Get What s Yours Revised Updated

Get What s Yours   Revised   Updated
Author: Laurence J. Kotlikoff,Philip Moeller,Paul Solman
Release: 2016-05-03
Editor: Simon and Schuster
Pages: 384
ISBN: 9781501144769
Language: en
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"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page [4] of cover.

Get What s Yours

Get What s Yours
Author: Laurence J. Kotlikoff,Philip Moeller,Paul Solman
Release: 2015-02-17
Editor: Simon and Schuster
Pages: 336
ISBN: 9781476772295
Language: en
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DESCRIPTION BOOK:

Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.

Get What s Yours

Get What s Yours
Author: Laurence J. Kotlikoff,Philip Moeller,Paul Solman
Release: 2015-02-17
Editor: Simon and Schuster
Pages: 336
ISBN: 9781476772318
Language: en
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Social Security law has changed! Get What’s Yours has been revised and updated to reflect new regulations that took effect on April 29, 2016. Get What’s Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere. You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but academia’s Kotlikoff, the popular press’s Moeller, and public television’s Solman explain the Social Security system just as comprehensively, and a lot more comprehensibly. Moreover, they demonstrate that what you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost individual retirees tens of thousands of dollars in lost income every year. (Some of those people are even in the book.) Changes to Social Security that take effect in 2016 make it more important than ever to wait as long as possible (until age 70, if possible) to claim Social Security benefits. The new law also has significant implications for those who wish to claim divorced spousal benefits (and how many Social Security recipients even know about divorced spousal benefits?). Besides addressing these and other issues, this revised edition contains a chapter explaining how Medicare rules can shape Social Security decisions. Many other personal-finance books briefly address Social Security, but none offers the full, authoritative, yet conversational analysis of Get What’s Yours. Get What’s Yours explains Social Security benefits through basic strategies and stirring stories. It covers the most frequent benefit scenarios faced by married retired couples; by divorced retirees; by widows and widowers. It explains what to do if you’re a retired parent of dependent children; disabled; an eligible beneficiary who continues to work. It addresses the tax consequences of your choices, as well as the financial implications for other investments. It does all this and more. There are more than 52 million Americans aged 54 to 69. Ten thousand of them reach Social Security’s full retirement age of 66 every day. For all these people—and for their families and friends—Get What’s Yours has proven to be an invaluable, and therefore indispensable, tool.

Money Magic

Money Magic
Author: Laurence Kotlikoff
Release: 2022-01-04
Editor: Little, Brown Spark
Pages: 320
ISBN: 9780316541879
Language: en
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DESCRIPTION BOOK:

Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.

How I Learned the Secrets of Success in Advertising

How I Learned the Secrets of Success in Advertising
Author: Anonim
Release: 1952
Editor: North Audley Media
Pages: 246
ISBN: 9780981643212
Language: en
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Where s My Money

Where s My Money
Author: Bob Carlson
Release: 2020-12-15
Editor: Simon and Schuster
Pages: 256
ISBN: 9781684511181
Language: en
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RETIRE WITHOUT REGRETS What’s the biggest retirement mistake you can make? Not taking full advantage of your Social Security benefits. And it’s a mistake that almost every retiree makes. If you’re like most people, you would have to be a millionaire to earn as much from your investments as you can from Social Security. But Social Security also comes with pitfalls, and the wrong choice can leave you poorer for the rest of your life. Luckily, America’s #1 retirement expert, Bob Carlson, editor of the popular Retirement Watch newsletter and website, is here to help with an easy-to-follow guide to getting the most out of your Social Security benefits. You’ll learn: • The right time to claim your benefits—and why timing is key • Whether you should take a lump sum benefit • How to minimize your total tax bill with smart Social Security choices • Why working can sometimes decrease your benefits • How to calculate your “longevity risk” so you never run out of money • When you can change your benefits claim, and when you can’t • Why you can’t depend on the Social Security Administration for good advice—or even correct information • And much, much more! Millions of Americans have come to regret their Social Security decisions. If you want to avoid the same mistakes, you need Where’s My Money? Secrets to Getting the Most out of Your Social Security.

The Coming Generational Storm

The Coming Generational Storm
Author: Laurence J. Kotlikoff,Scott Burns
Release: 2005-01-18
Editor: MIT Press
Pages: 302
ISBN: 9780262250153
Language: en
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DESCRIPTION BOOK:

How to avoid a fiscal crisis in the next generation— and how to protect yourself if the government acts too late: policy recommendations and individual strategies to protect against skyrocketing tax rates, drastically reduced health and retirement benefits, high inflation, and a ruined currency. In 2030, as 77 million baby boomers hobble into old age, walkers will outnumber strollers; there will be twice as many retirees as there are today but only 18 percent more workers. How will America handle this demographic overload? How will Social Security and Medicare function with fewer working taxpayers to support these programs? According to Laurence Kotlikoff and Scott Burns, if our government continues on the course it has set, we'll see skyrocketing tax rates, drastically lower retirement and health benefits, high inflation, a rapidly depreciating dollar, unemployment, and political instability. The government has lost its compass, say Kotlikoff and Burns, and the current administration is heading straight into the coming generational storm. But don't panic. To solve a problem you must first understand it. Kotlikoff and Burns take us on a guided tour of our generational imbalance, first introducing us to the baby boomers—their long retirement years and "the protracted delay in their departure to the next world." Then there's the "fiscal child abuse" that will double the taxes paid by the next generation. There's also the "deficit delusion" of the under-reported national debt. And none of this, they say, will be solved by any of the popularly touted remedies: cutting taxes, technological progress, immigration, foreign investment, or the elimination of wasteful government spending. So how can the United States avoid this demographic/fiscal collision? Kotlikoff and Burns propose bold new policies, including meaningful reforms of Social Security, and Medicare. Their proposals are simple, straightforward, and geared to attract support from both political parties. But just in case politicians won't take the political risk to chart a new direction, Kotlikoff and Burns also offer a "life jacket"—guidelines for individuals to protect their financial health and retirement. This paperback edition of The Coming Generational Storm has been revised and updated and includes a new foreword by the authors.

What s Mine and Yours

What s Mine and Yours
Author: Naima Coster
Release: 2021-03-02
Editor: Grand Central Publishing
Pages: 352
ISBN: 9781538702352
Language: en
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A Read with Jenna Today Show Book Club Pick! An instant New York Times bestseller! A USA Today bestseller! Named a Best Book of 2021 by Amazon • Esquire • Marie Claire • Refinery29 • Kirkus • Redbook • Ms. Magazine • The Millions • Undomesticated Magazine • Paperback Paris "A once-every-few-years reading experience."—Mary Beth Keane, New York Times bestselling author of Ask Again, Yes "Coster portrays her characters’ worlds with startling vitality. As the children fall in lust and love, grapple with angst and battle the tides of New South politics, Coster’s writing shines"—New York Times Book Review From the author of Halsey Street, a sweeping novel of legacy, identity, the American family—and the ways that race affects even our most intimate relationships. A community in the Piedmont of North Carolina rises in outrage as a county initiative draws students from the largely Black east side of town into predominantly white high schools on the west. For two students, Gee and Noelle, the integration sets off a chain of events that will tie their two families together in unexpected ways over the next twenty years. On one side of the integration debate is Jade, Gee's steely, ambitious mother. In the aftermath of a harrowing loss, she is determined to give her son the tools he'll need to survive in America as a sensitive, anxious, young Black man. On the other side is Noelle's headstrong mother, Lacey May, a white woman who refuses to see her half-Latina daughters as anything but white. She strives to protect them as she couldn't protect herself from the influence of their charming but unreliable father, Robbie. When Gee and Noelle join the school play meant to bridge the divide between new and old students, their paths collide, and their two seemingly disconnected families begin to form deeply knotted, messy ties that will shape the trajectory of their adult lives. And their mothers—each determined to see her child inherit a better life—will make choices that will haunt them for decades to come. As love is built and lost, and the past never too far behind, What's Mine and Yours is an expansive, vibrant tapestry that moves between the years, from the foothills of North Carolina, to Atlanta, Los Angeles, and Paris. It explores the unique organism that is every family: what breaks them apart and how they come back together.

What s Your Green Goldfish

What s Your Green Goldfish
Author: Stan Phelps
Release: 2013-03-01
Editor: Unknown
Pages: 194
ISBN: 0984983813
Language: en
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What's Your Green Goldfish is based on the simple premise that employees are the key drivers of customer experience and that "Happy Employees Create Happy Customers." The book focuses on 15 different ways to drive employee engagement and reinforce a strong corporate culture. It's the second book in the goldfish trilogy. The first book was an Amazon Best Seller entitled, What's Your Purple Goldfish. Purple focused on customers, whereby Green focuses on employees. Both books are based on a revolutionary new approach called marketing g.l.u.e. (marketing by giving little unexpected extras). The book is based on the findings of the Green Goldfish Project, an effort which crowd sourced 1,001 examples of signature added value for employees. Key themes emerged from the Project. The book is filled with over 200 examples. PRAISE FOR WHAT'S YOUR GREEN GOLDFISH "Stan is the sherpa that guides executives along the journey between the heart and mind of business stakeholders. Stakeholders aren't always customers though. At a time when company vision and culture matters more than ever, it takes inspired and engaged employees to bring them to life." - Brian Solis, author of What's the Future of Business #WTF, The End of Business as Usual and Engage "So often overlooked, and so very vital to building company value... empowering employees to support each other and the brand. Stan Phelps 'gets' it and Green Goldfish will walk you step-by-step though achieving this critical goal." - Ted Rubin, author of Return on Relationship "Great customer centric organizations only exist because of engaged and empowered employees. The Green Goldfish is packed with awesome examples of what world class companies are doing today to inspire and reward their employees. If you see value in truly building an "A Team," Green Goldfish will be, without question, your single best reference." - Chris Zane, Founder and President of Zane's Cycles, author of Reinventing the Wheel, the Science of Creating Lifetime Customers "Stan Phelps takes customer service to a whole new level by focusing on EMPLOYEE service, and how to do well by your employees - so they take care of your customers. Packed with stories, insights and R.U.L.E.S. any company can follow, this book is a must-read for managers of companies of all shapes and sizes who know that employees don't leave jobs - they leave managers, especially when they don't feel your love and appreciation. Pick this up, and start engaging your team and making more GREEN - Phil Gerbyshak, author of The Naked Truth of Social Media "Our large-scale research shows unequivocally that engaged employees are more likely to work longer, try harder, make more suggestions for improvement, recruit others to join their company, and go out of their way to help customers. They even take less sick time. Companies can tap into the enormous value of engaged employees by following the 15 ideas that Stan lays out in this book." - Bruce Temkin, author of The Six Laws of Customer Experience "Too often, the actual employment experience delivered on the job does not measure up to the version sold to job candidates during the interview process. In What's Your Green Goldfish, Stan Phelps offers 15 ways to close the gap." - Steve Curtin, author of Delight Your Customers: 7 Simple Ways to Raise Your Customer Service from Ordinary to Extraordinary (AMACOM, June 2013) "In What's Your Green Goldfish, Stan Phelps brilliantly applies the idea of 'doing a little something extra' for employees. You know, those people that actually get the work done and keep customers happy. Read it, put some of the ideas to work, and soon you'll be reaping more 'green' from your customers." - Bob Thompson, Founder and CEO, CustomerThink Corp.

Social Security Made Simple

Social Security Made Simple
Author: Mike Piper
Release: 2019-04-19
Editor: Unknown
Pages: 130
ISBN: 099794658X
Language: en
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DESCRIPTION BOOK:

Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

What s Your Coffee Strategy

What s Your Coffee Strategy
Author: Rasool Muttalib
Release: 2016-06-02
Editor: Unknown
Pages: 156
ISBN: 0692730133
Language: en
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DESCRIPTION BOOK:

The coffeehouse has become the new center of the universe. "What's Your Coffee Strategy?" walks the reader through understanding and benefiting from this new cultural phenomenon introducing powerful concepts such as... - How to Immediately Connect with ANYONE. - Master The Art of the Coffee Conversation. - Win Clients - The Blueprint for Killer Business Conversations - Never Be Nervous - Conversational Confidence & Personal Presence. - How to Attract People & Be Unbelievable Personable - Using Coffeehouse as a Personal Headquarters - The Secrets to Building an Unstoppable Personal Brand - How to Win with The Coffee Strategy. - ... "What's Your Coffee Strategy?" has been called the "How to Win Friends & Influence People" of the modern era. A must read.

What s Alive in Me Now

What s Alive in Me Now
Author: Anonim
Release: 2014
Editor: Unknown
Pages: 84
ISBN: 0692282637
Language: en
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Wakeupnigga

Wakeupnigga
Author: J. Powell
Release: 2015-03-08
Editor: CreateSpace
Pages: 28
ISBN: 1502591626
Language: en
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DESCRIPTION BOOK:

A little bit of this, a little bit of that. Shit, Niggas need to know!

Get What s Yours for Medicare

Get What s Yours for Medicare
Author: Philip Moeller
Release: 2016-10-04
Editor: Simon and Schuster
Pages: 304
ISBN: 9781501124006
Language: en
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DESCRIPTION BOOK:

"Explains for those 65 and older how to make [choices] in the annual Medicare enrollment period to maximize your health coverage without overpaying"--

Get What s Yours for Health Care

Get What s Yours for Health Care
Author: Philip Moeller
Release: 2021-01-12
Editor: Simon and Schuster
Pages: 368
ISBN: 9781982134280
Language: en
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DESCRIPTION BOOK:

At a time when healthcare and medical insurance are more important than ever comes this authoritative, unbiased new volume in the acclaimed Get What’s Yours series. Healthcare expert Philip Moeller has written a reliable, concise guide to healthcare and health insurance basics. He provides tools that patients need before, during, and after they get medical care. He describes the care we need, the care we don’t, and how to deal with doctors, hospitals, and other healthcare providers. Moeller explains telemedicine and healthcare apps that have become so important during the coronavirus epidemic. The book shares the stories of disruptive health innovators who have given us access to true health costs, cheaper prescription drugs, and low-cost care in and outside the US. You will learn how to avoid poor care, fight back against denied insurance claims and inflated bills, and use social media to connect with powerful advocates. Throughout, Get What’s Yours for Healthcare draws on stories of people who share their lessons on how to successfully navigate the healthcare system. This invaluable guide helps people get access to the care they need at a price they can afford. It’s the book we all need now.

Always You

Always You
Author: Ani Bishop
Release: 2016-12-10
Editor: Createspace Independent Publishing Platform
Pages: 122
ISBN: 1541051602
Language: en
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DESCRIPTION BOOK:

Bella is a lucky girl - she has a good job, an unbreakable circle of friends, and a fiance better than her wildest dreams. So, why does she want to ruin the best thing that ever happened to her by letting someone from her past meddle in her life? Mike is consumed with the need to marry Bella and make her his as soon as possible. There is nothing he wouldn't do for the woman he loves, but letting her go is the one thing he'd rather avoid. Their love was fast, and their relationship was built over the miles. But does that mean that their future wasn't meant to be? When lies surface, and trust is shaken, will they choose each other? Or will someone else capture their happily ever after?

Who s the Bitch Now

Who s the Bitch Now
Author: J.C.,Jerrice Owens
Release: 2017-06-11
Editor: Createspace Independent Publishing Platform
Pages: 96
ISBN: 1547028084
Language: en
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Very few people would challenge Fabian, the star running back whose about to go pro. Not merely for the beast that he is on the field, but also the one he becomes when he drinks. Eric Certain isn't quite so lucky. His brother Tyriq is terminally ill. But Eric's luck is sure to run out when he and Fabian soon cross paths. Scorned and scarred in the years that follow. Eric inflicts a few of his own. Will the now famous athlete hold it together, or will Eric cause him to lose it all?

What s the Deal with Reverse Mortgages

What s the Deal with Reverse Mortgages
Author: Shelley Giordano
Release: 2015-08-17
Editor: People Tested Media
Pages: 154
ISBN: 0996459871
Language: en
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DESCRIPTION BOOK:

People entering, nearing, or in retirement are all wondering how they are going to make their retirement nest eggs last as long as they do. Studies show that the main fear that people have in retirement is running out of money. Add to that the reality that the rules for retirement have changed; government regulations have both helped and hindered those who are retiring. For many in the Boomer generation, it will be a challenge to make the money last without having to adhere to an unpleasant budget. To survive and thrive in retirement in the coming years requires new thinking and a clear understanding of the options open to retirees. One of these options is the Home Equity Conversion Mortgage, or what most people know as "reverse mortgages." This advancement was signed into law by President Reagan in 1988 as a way to provide homeowners the opportunity to raise funds from their home equity while continuing to enjoy living in their homes. The concept of reverse mortgages has been misunderstood and misapplied by many since that time and finally a book has arrived that thoroughly explores this concept in a detailed, yet readable manner. In What's the Deal with Reverse Mortgages?, Shelley Giordano, an expert of reverse mortgages and member of the Longevity Task Force, a group of thought leaders in retirement portfolio theory, has written a book that discusses the significant improvements made by HUD/FHA to the Home Equity Conversion Mortgage (HECM.) Over the years, and most notably in 2015, HUD has improved consumer safeguards, and reduced acquisition costs for those wishing to use their housing wealth in a controlled and strategic pattern. Shelley has brought together thought leaders and experts to write a book that applies sound analysis to demonstrate that the prudent and conservative use of housing wealth, accessed via the modern HECM, can have a profound positive effect on our other assets and our ability to generate income for retirement. This book debunks the hoary old myths attached to reverse mortgages. It explains how the HECM has evolved to meet the needs of the Boomer generation. And most importantly, it explains how to evaluate your housing wealth in the early years of retirement, and why you should never wait and pray by deferring a reverse mortgage as a last resort. Reading this book will provide you with a full understanding of reverse mortgages to see beyond the current sales and advertising tactics related to the product allowing you to discuss the best options with your adviser, banker and family. It's the definitive book on reverse mortgages!

The Simple Dog Book

The Simple Dog Book
Author: Roxane Knott
Release: 2014-12-23
Editor: Createspace Independent Publishing Platform
Pages: 72
ISBN: 1502941325
Language: en
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DESCRIPTION BOOK:

'I found with years of human/dog training and reading many books on training, sometimes, the simplest things were missing from the human/dog instuctions. Answering many calls to assist families and their dogs, I decided to put all the 'most asked for' solutions in one place.' Roxane Knott This is a guide to help you with your new, or long standing, Canine family member. If you are delving into the adventures of dog ownership or looking for ways to get over those doggie hurdles with some straight talking then this is a great book for you. It gives you all the simple, little tips to fill in the missing spaces of those major dog training techniques.

What s Next for You

What s Next for You
Author: Fernando Soto
Release: 2014-03-06
Editor: Unknown
Pages: 166
ISBN: 0615943764
Language: en
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DESCRIPTION BOOK:

Fernando Soto dreamed of owning a business. For years he worked and struggled, never imagining that he could have a better life and then one day he woke up and believed that he could. In What's Next for You?, Mr. Soto shares the secrets to the fulfillment of his dream. But guess what? It's no secret at all. Living your dream is possible through hard work, dedication and an unrelenting will to succeed. Today, Mr. Soto owns a contract janitorial services company that services a broad range of clients in a variety of industries, from small office clients to automobile dealerships, manufacturing facilities, office buildings, medical practices and universities. One of his largest clients has annual revenues exceeding $550 million with over ten thousand employees! He built his business from the ground up, taking notes and sketching his ideas on the manufacturing floor where he worked for years as an employee. The company where he last worked is now one of his valued clients. "Anything is possible," Mr. Soto says. Just keep your dream front and center and with Mr. Soto's help, you could be living your dream life, too.